Personal accounts are now live
We are pleased to announce that EXFI personal accounts are now live, and our partners can begin onboarding individual clients today.
Because this release is in an early pilot phase, we are limiting onboarding to approximately 100 individual clients per month per white-label partner. This controlled rollout lets us monitor the experience carefully as we scale and make sure every account opening is smooth.
What is available now
Personal account holders receive a fully named, multi-currency account with dedicated IBANs — the same payments infrastructure our business customers already rely on, optimised for individuals who live, earn, and spend across borders.
- •Multi-currency accounts holding GBP, EUR, USD, and more
- •Instant local payments via SEPA, FPS/CHAPS, and equivalent rails
- •Low-cost international transfers with transparent FX margins
- •Real-time app access with full transaction history
Cards: coming later this year
Cards are not yet available for personal accounts during the pilot. Card issuance is scheduled to go live toward the end of this year. We will notify every onboarded client as soon as cards are ready to ship.
How to onboard
Personal onboarding is invite-only. Use your partner invite link to begin the process:
If you have any questions, contact your EXFI partner manager and they will guide you through the first onboarding steps.
What this means for partners
This pilot marks the first time individuals can hold an EXFI account alongside our established business banking platform. The 100-client monthly cap is intentional — it protects the onboarding experience while we refine the personal-account journey. As the pilot matures, we will lift the cap and expand capacity in step with demand.
Welcome to personal banking, the EXFI way.